Updated July 2026 · By Joe Robertson
Best Crypto Tax Software UK 2026
HMRC expects UK crypto holders to report capital gains and income from staking, mining, and interest. The right tax software automates 90% of the work. Here's what actually works for UK self-assessment.
UK Tax Key Facts
- CGT annual allowance: £3,000 (2026/27)
- CGT rate on crypto: 18% (basic) / 24% (higher rate)
- Income tax applies to staking, mining, and airdrop rewards
- UK uses Section 104 pooling — not FIFO or LIFO
- Self-assessment deadline: 31 January each year
Koinly
Best Overall9/10Most popular crypto tax tool for UK users — HMRC-ready CGT reports
Pros
- HMRC-compatible CGT and income reports
- Connects to 700+ exchanges automatically
- Free plan for up to 10,000 transactions (no report)
- Section 104 pooling (UK tax method) built in
- DeFi and NFT support
Cons
- Paid plan required to download HMRC report
- Can be slow with very large transaction histories
- DeFi auto-categorisation not always accurate
Best for
Most UK crypto holders — best exchange coverage and HMRC reports
Avoid if
Those with under 25 transactions who can do it manually in a spreadsheet
Recap
Best UK-Native8.5/10Built specifically for HMRC — UK-first crypto tax tool
Pros
- Built for UK HMRC from the ground up
- Section 104 pooling and 30-day rule handled correctly
- Excellent HMRC report format
- Good customer support
- DeFi categorisation better than most
Cons
- Fewer exchange integrations than Koinly
- Less popular internationally (smaller community)
Best for
UK holders who want a tool built specifically for HMRC self-assessment
Avoid if
Users with many obscure exchange connections not yet supported
CoinTracker
Best for US Dual Filers7.5/10Strong option if you also file US taxes — dual reporting
Pros
- Good exchange coverage
- Real-time portfolio tracking included
- US and UK reports
- Clean interface
Cons
- UK-specific features not as deep as Koinly or Recap
- Premium plans are expensive
- Customer support slower than competitors
Best for
UK/US dual residents who need tax reports for both countries
Avoid if
Pure UK filers — Koinly and Recap are better value and more HMRC-focused
TaxBit
Best for Enterprises7/10Enterprise-grade crypto tax — overkill for most but powerful
Pros
- Free for individuals
- Strong audit trail
- Enterprise features for businesses
- Good exchange integrations
Cons
- Interface complex compared to Koinly
- UK-specific HMRC features less polished
- Better suited to US market
Best for
UK crypto businesses or power users needing audit-grade records
Avoid if
Standard UK retail investors — Koinly or Recap is simpler and equally effective
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Not financial or tax advice. Consult a qualified accountant for your personal situation.